SoFi Active Invest® is SoFi’s self-directed brokerage offering that lets members trade stocks, ETFs and options, use margin, buy fractional shares, and access alternative investments — all integrated within the broader SoFi product ecosystem.
The Active Invest experience is provided through SoFi Securities LLC (member FINRA/SIPC) while financial planning and advisory services are provided through SoFi Wealth LLC.
A combination of commission-free trading, low barriers to entry (including fractional shares and low dollar starts), and access to credentialed financial planners and alternative investments makes SoFi appropriate for investors who want both self-directed control and access to SoFi’s broader products.
SoFi advertises $0 commissions on U.S. stock and ETF trades and states that options trading has no contract fees. However, regulatory or exchange fees and other account fees may still apply; consult SoFi’s fee disclosures and account documents for the current fee schedule.
Yes. SoFi supports fractional-share (dollar-based) purchases and commonly promotes the ability to invest with as little as $5, though exact minimums and availability can vary by instrument and promotion.
Yes — SoFi offers options trading and margin accounts. Options are offered with no per-contract fees advertised, but options trading requires account approval and adherence to options-level rules; margin borrowing incurs interest and has margin requirements.
SoFi has expanded access to alternative investment funds and certain private-market / pre-IPO vehicles for Invest members via curated funds and partner offerings. These products are typically less liquid and have eligibility and holding requirements.
Promotions change over time. SoFi has advertised stock bonuses for funding new Active Invest accounts (examples include promotions advertising up to $1,000 or, in some campaigns, up to $3,000). Always check the current promotion terms and funding minimums in SoFi’s promotion and account terms.
Yes. SoFi members get access to no-cost financial planning. SoFi Plus members can schedule an unlimited number of appointments while non-Plus members are generally entitled to one complimentary appointment, subject to availability and the SoFi Plus eligibility rules.
Probability of Member receiving $1,000 is a probability of 0.026%; If you don’t make a selection in 30 days, you’ll no longer qualify for the promo. Customer must fund their account with a minimum of $50.00 to qualify.
SoFi Plus members can schedule an unlimited number of appointments with a financial planner during periods in which the SoFi Plus member meets the eligibility criteria set forth in section 10(a) of the SoFi Plus Terms and Conditions. SoFi members who are not members of SoFi Plus can schedule one (1) appointment with a financial planner. The ability to schedule appointments is subject to financial planner availability. SoFi reserves the right to change or terminate this benefit at any time with or without notice. Advisory services are offered by SoFi Wealth LLC, an SEC-registered investment adviser. Information about SoFi Wealth’s advisory operations, services, and fees is set forth in SoFi Wealth’s current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov.
INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE
Brokerage and Active investing products offered through SoFi Securities LLC, member FINRA(www.finra.org/)/SIPC(www.sipc.org/). For a full listing of the fees associated with Sofi Invest, please view our fee schedule.
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