SoFi Active Invest® is designed for investors looking for a flexible way to trade. With no account minimums, the ability to start with fractional shares, and access to credentialed financial planners, SoFi offers both convenience and professional guidance.
Stock and ETF trading
No account minimum required
Fractional shares available from $5
Access to financial planners for personalized advice
Margin and options trading available
Opportunities to invest in alternatives
Alternative investments and margin trading may not suit all investors
Promotions have restrictions and eligibility requirements
$0 to start
Stocks, ETFs, IPOs, alternatives, options, margin
Virtual assistant, financial planner access
Mobile and desktop platforms designed for accessibility
A+ BBB rating, 4.6 Trustpilot score
Fractional shares, recurring deposits, alternatives
| Feature | Details |
|---|---|
| Stock Trading | Commission may apply |
| Fractional Shares | Start from $5 |
| Financial Planning | Planner access available⁶ |
| Margin Investing | Available with approval⁵ |
| Options Trading | Available with approval⁴ |
SoFi Active Invest® provides a range of features to meet the needs of different investors:
Yes. SoFi may charge commission trading on stocks and ETFs, though other fees such as exchange fees may apply.
Yes. You can buy a piece of a stock for as little as $5, subject to certain limitations.
Eligible new members can get up to $1,000 in stock for opening and funding a new account (terms apply). IRA and recurring deposit match offers are also available.
Probability of Member receiving $1,000 is a probability of 0.026%; If you don’t make a selection in 30 days, you’ll no longer qualify for the promo. Customer must fund their account with a minimum of $50.00 to qualify.
SoFi Plus members can schedule an unlimited number of appointments with a financial planner during periods in which the SoFi Plus member meets the eligibility criteria set forth in section 10(a) of the SoFi Plus Terms and Conditions. SoFi members who are not members of SoFi Plus can schedule one (1) appointment with a financial planner. The ability to schedule appointments is subject to financial planner availability. SoFi reserves the right to change or terminate this benefit at any time with or without notice. Advisory services are offered by SoFi Wealth LLC, an SEC-registered investment adviser. Information about SoFi Wealth’s advisory operations, services, and fees is set forth in SoFi Wealth’s current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov.
INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE
Brokerage and Active investing products offered through SoFi Securities LLC, member FINRA(www.finra.org/)/SIPC(www.sipc.org/). For a full listing of the fees associated with Sofi Invest, please view our fee schedule.
See what some customers are saying about SoFi Active Invest®
Highly Rated • 4,600 Reviews
We highlight a selection of verified Trustpilot reviews for SoFi Active Invest®. These are presented from highest to lowest rating by default, with the option to sort differently. For the full set, visit Trustpilot directly.
Opening my trading account with SoFi was quick and straightforward. Everything was explained clearly.
Overall smooth platform. Customer support could be faster, but good for new investors.
The platform is easy to use, and having access to financial planners makes a real difference.
The app design is clear and functional. Onboarding was simple and fast.
Great experience so far. A few app glitches, but the platform is very user-friendly.